Financial Planning | Investment Planning


Why Plan Your Future?


Financial Planning is one of the Most Necessary and Most Ignored aspect of living a life with financial freedom.



We all blame our parents for not making adquate financial arrangements for various things including our education, our marraige, their retirement etc. However, have YOU made adquate arrangements for all these things.


Most of us make financial planning and investment decisions not based on logic or actual calculation of our financial needs but on various other factors and hunches like how much tax I will save?, pressure of the insurance agent, I shoud invest because stock market is going up? and most of the times our financial planning is wrongly skewed in one direction or we suffer losses due to investment decisions made on hunches.



Financial Planning involves proper calculation of your current income and expenditure, your monetary needs during your life line, making provision for sudden demise of the income earner, planning for any medical emergency and planning in advance for your retirement etc.


Financial Planning pragmatically takes care of fund requirement of an Individual at various stages in life be it for children education, children marraige, retirement, medical emergency, building an asset (house, car) etc.


Myths about Financial Planning


Financial Planning is a subject in which everybody considers himself / herself to be and expert and nobody actually is. It is also a subject matter of various myths / statements which are not true and based on which most of us make faulty financial plannings. We would try to clear of some of these


  1. I am too young to start worrying about my retirement!!

    This is one of the worst myths about financial planning. The truth is the earlier you start the lesser you have to pay.

    Warren Buffett started investing in stock market when he was 11!! and look where he is now. He earned a fortune due to the compounding nature of the returns.

    So the earlier you start the lesser you have to pay and the richer you would be.

  2. Equities / Stock Market is risky never invest you would be a fool to invest in it for retirement!!

    If Warren Buffett would have followed this advise he would not be the Warren Buffett.

    Equities is one of the best asset classes to invest your money for long term. It may be volatile in shorter term but in longer term it gives great returns with negligible risk if invested in proper manner.

    Have you seen anybody in your life making a fortune investing in only secured investments.


Our Services


We provide financial planning services to our clients. It involves properly evaluating the financial needs of the clients and match it with the current financial situtation and advise optimum utilisation of current financial situation to achieve future financial goals.